Daleen Cowgar, Author at Christian Healthcare Ministries https://chministries.org/author/dcowgarchministries-org/ Wed, 25 Jun 2025 01:48:38 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 https://chministries.org/wp-content/uploads/2024/11/cropped-favicon-32x32.png Daleen Cowgar, Author at Christian Healthcare Ministries https://chministries.org/author/dcowgarchministries-org/ 32 32 WWJD? Maybe flip a table https://chministries.org/blog/jesus-flipping-tables/ Fri, 13 Jun 2025 12:56:20 +0000 https://chministries.org/?p=7147 When Jesus walked into the temple and saw tables full of money changers, …

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When Jesus walked into the temple and saw tables full of money changers, He did what any self-respecting, perfect, holy Son of God would do: Drove them out with his handcrafted whip snapping over their heads as He was flipping tables.

“And making a whip of cords, He drove them all out of the temple, with the sheep and oxen. And He poured out the coins of the money changers and overturned their tables” John 2:15 [ESV].

We often think of Jesus as peaceful. Loving. Kind. A healer. A transformer. We think of Him with the Samaritan woman, we see Him protecting the woman about to be stoned or healing the blind and the crippled. We think of Him surrounded by children. We remember Him bearing our sins to the cross.

But we rarely think of Him as angry: flipping tables, scattering animals, and chasing people out with a whip.

Jesus and the Pharisees

From the moment Jesus started His ministry, He ruffled feathers. Mostly, the feathers of the religious leaders who thought they spoke for God. With their rules, they gave themselves more and more power, determining what was holy and what was not; what was acceptable and what was a sin.

They had taken God’s word and twisted it.

Even the money changers in the temple were there originally as help. It was meant so that people coming in from long distances could purchase animals and supplies for sacrifices and change their foreign money into local currency.

But rather than be a service, they exorbitantly overcharged for the convenience. They would inspect animals for sacrifices and falsely find blemishes so that people would be forced to pay more for a different animal. They’d charge intense interest rates to exchange currencies.

In short—they made profit off of people’s faith.

Culturally, it was known and accepted. Per the Pharisees, they were doing the right thing.

But Jesus would not stand for it. He disobeyed His culture—and stood instead for what was right.

Commands of Jesus

Following Jesus often requires us to “disobey” modern culture. By following Jesus, we’re often swimming upstream. Think of some of His examples and commands:

  • Denying yourself to follow God [Matthew 16:12]
  • Removing the plank from your own eye before taking a splinter from someone else’s eye [John 7:1-5].
  • Tearing out your eye if it causes you to sin [Matthew 18:9]
  • Loving your enemy [Matthew 5:44]
  • Eating with tax collectors and sinners [Luke 15:1-2]
  • Redeeming a shamed Samaritan woman [John 4]
  • Disobeying Sabbath traditions to heal people [Matthew 12:9-14]

In each of these commands, Jesus saw the culture as it is—the Jewish culture, the religious rules and traditions, and even our own American and church culture here today—and called His disciples to do better.

Following Jesus

Running counter-cultural and rocking the boat does not always guarantee smooth sailing. Jesus understood this well.

“And the chief priests and the scribes […] were seeking a way to destroy Him, for they feared Him” [Mark 11:18].

The Jewish leaders saw Jesus’ act as a challenge to their authority in their most sacred space. Jesus flipping tables is our example—when we break cultural norms to love people and display God, we’re also flipping tables.

However, even when we experience pushback for living unashamedly and counter-culturally, we don’t have to fear. “Take heart,” Jesus said. “I have overcome the world” [John 16:33 NIV]. We know who we’re following, we know His example, and we know that we’re running our race well.

Jesus flipping tables

Disobedience is a big word, with a lot of meaning behind it. Often we think of it as negative and disruptive. It isn’t always though. So when you ask yourself what would Jesus do?, flipping a table is an option.

Here is your calling: disobey culture, disobey norms, disobey yourself. Instead, run fully towards Jesus, following His example of perfect obedience to God and shining a light of love, compassion, and healing to a broken world.

Disobey like Jesus did—and change the world.

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Eggrolls: Finding beauty for ashes https://chministries.org/blog/beauty-for-ashes/ Mon, 19 May 2025 19:18:46 +0000 https://chministries.org/?p=7082 Eggrolls are messy inside. Have you ever noticed that? Despite how tasty and …

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Eggrolls are messy inside. Have you ever noticed that? Despite how tasty and orderly it looked on the outside, the inside is full of carrots, cabbage, and other ingredients twisted together without much rhyme or reason.

Doesn’t that feel like us sometimes?

I often find myself thinking that I must be perfect before I can go to God. All the ducks must be in their rows, all the rows must be straight, and I’d better have read my Bible before I come before Him in prayer.

Any of my mess—my emotions, my worries, my doubts, my trauma, my mistakes, my sins—they must all be neatly tucked away in boxes, hidden away from the sight of a perfect God.

And yet, despite my best efforts to order my ducks, they are not ducks—they are cats, and they are everywhere. And as I strive for perfection, it’s as if I forget that my holy God has already done the work on the cross to make me blameless, and I don’t have to do a thing.

All things work together for good

Before an eggroll is ready to eat, you must first gather the ingredients. They’re chopped up, rolled in the wheat flour wrapping, and deep fried in hot oil. In other words, it needs to be prepared.

Amid this preparation process, it might not seem like anything good is happening. After all, it’s only individual ingredients scattered across a cutting board, broken and unassuming, unaware of the wonderful thing it’s about to become.

But isn’t it beautiful? We serve a Master Creator.

He sees all the ingredients of our lives, the pains and the joys, the sorrows and the successes, and then He brings them together for good. He uses our circumstances to prepare us for His plans for us, plans, as Jeremiah says, to “prosper you… plans to give you a hope and a future” [Jeremiah 29:11 NIV].

As Joseph tells his brothers in Genesis 50:20 [ESV], “As for you, you meant evil against me, but God meant it for good.” There is nothing God cannot use and redeem. He takes the mess of our lives and transforms it.

Beauty for ashes

God knows. He knows the pain. He knows the hurts. He sees the memories that run through your mind as you try to sleep.

And He promises healing.

“To all who mourn in Israel, He will give a crown of beauty for ashes, a joyous blessing instead of mourning, festive praise instead of despair. In their righteousness, they will be like great oaks that the Lord has planted for His own glory.”

Isaiah 61:3 [NLT]

No matter what “mess” you’re bringing to the table, God wants to exchange it for a crown of beauty. He sees your ashes and He’s trading you beauty for your brokenness.

We can see His redemption played out in the lives of so many people in the Bible:

  • Jacob
  • Moses
  • David
  • Each of His disciples
  • Mary Magdalene
  • Nicodemus
  • Paul
  • And so many more

This is the same redemption available to us.

So before you wear yourself out chasing after perfection, feeling the need to “clean up” before you come to God, remember: He sees. He knows. He’s holding out His loving hands with the promise of beauty, forgiveness, and redemption. He’s giving you beauty for ashes.

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Five ways to keep your brain healthy https://chministries.org/blog/brain-health/ Mon, 19 May 2025 19:16:48 +0000 https://chministries.org/?p=7077 Your brain is the hub of your body: It receives signals from throughout …

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Your brain is the hub of your body: It receives signals from throughout the body, determines what they mean and how to react, observes the world around you, stores all of the knowledge that you’ve learned, and gives you the ability to make decisions. It keeps your memories and your personality. It coordinates your emotions, thoughts, and actions. And that’s a short list.

With so much responsibility resting on your brain, it’s important to keep it healthy and strengthened. Here are five ways to build your cognitive health and maintain a healthy mind.

1. Eat brain-healthy foods

An article by Harvard Health found that adding these types of foods increased brain health while also protecting your heart and blood vessels:

  • Green, leafy vegetables are rich in brain-healthy nutrients like vitamin K, folate, lutein, and beta carotene.
  • Fatty fish are good sources of omega-3 fatty acids.
  • Berries contain flavonoids, which help improve memory.
  • Walnuts are excellent sources of protein and healthy fats—and they contain omega-3 fatty acids.

2. Challenge your brain

Your brain is a muscle: By challenging it, you continue to help it grow, strengthen, and build. Easy ways to do this include learning something new, tackling puzzles, reading, playing games, discovering new hobbies, or volunteering somewhere new. By taking your brain out of its comfort zone, you’re improving your brain health.

3. Get a good night’s sleep

When you sleep, you allow your brain to rest. Just like everything else, your brain needs this time to recover, rejuvenate, store memories, and more. By getting the correct amount of sleep, you’re allowing your brain to recover from the past day, prepare for the next day, and become healthier.

4. Protect your head

Protecting your head and brain from injury is one of the biggest ways you can keep your brain safe. Wear a helmet when you’re riding a bike, working in an area where things could fall on your head, or other scenarios. Be careful on ladders or places where you might fall. If you do suffer a concussion or other head injury, be sure to visit the doctor and have it treated.

5. Stay active

By staying active and exercising, you can reduce your risk of cognitive decline, including dementia. A study  found that cognitive decline is almost twice as common in adults who are inactive compared to adults who are active. Staying active doesn’t mean you need to spend hours in the gym each day: adding small activities into your daily routine can make a big difference! Take the dog for a walk, dance, invite some friends for a run, take an exercise class, or do a martial art—these are all easy ways to stay active.

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Reading benefits your child’s health https://chministries.org/blog/reading-benefits-your-childs-health/ Mon, 07 Apr 2025 13:05:26 +0000 https://chministries.org/?p=6936 A benefit to your child’s health may be gathering dust on your bookshelf. …

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A benefit to your child’s health may be gathering dust on your bookshelf. Research shows that benefits of reading includes stronger mental and emotional health and can increase your child’s linguistic skills by up to 42%.

By creating an environment that treasures stories and encourages children to read, you’re helping them create a lifelong love of reading—and strengthening their mental health while you do so.

Benefits of reading

Cracking open the pages of a book is a direct portal to another world. The author’s imagination spills out and readers find themselves in a new land, full of adventures. Reading is a chance to slow down and allow the body to rest, while also sharpening the mind, lowering stress, and diving headfirst into a storyline. 

  • Reading opens up the world. By reading about people who are different, children (and adults) are able to see things in a new light and relate to new people, building the important skill of empathy.
  • Reading improves vocabulary. A study by the UCL Institute of Education found that teenagers who read in their spare time knew 26% more words than their peers, and teens coming from a “book-loving home” knew 42% more words.
  • Reading reduces stress. Reading can lower heart rates and reduce stress. A 2009 study from Mindlab International at the University of Sussex discovered that by reading, participants reduced stress levels by 68%. This might not seem like a big deal for kids but providing positive coping mechanisms for stress now will set them up for future success.
  • Reading helps you sleep better. Taking time to read before your child goes to bed allows their brain to slowly turn off—and helps keep them away from electronic devices that can impede their sleep schedule.
  • Reading keeps your brain sharp. Studies have found that reading may slow mental decline and reduce the risk of dementia and Alzheimer’s disease. By creating a lifetime habit of reading, your child will be 32% less likely  to experience mental decline.

Children’s book themes

As a Christian, diving into children’s book themes with your child is another benefit of reading. Allegories (a story meant to be a picture of a deeper truth) like Pilgrim’s Progress can help us understand something new or different about our faith that we’ve struggled to understand before, or to see the world in a new light. Through stories, whether allegories or not, it can be easier to talk about subjects that you otherwise might not have discussed.

As you read the Chronicles of Narnia, you can discuss how Edmund was tempted by the White Witch or the forgiveness that Aslan extends to him. El Deafo can open conversations about disability and how to be God’s light to people who struggle with different things. With The Hiding Place, you can talk about the price of doing the right thing and yet how God remains steadfast through it all.

Good reading for children

When children read, they get a better grasp of language and writing skills, building empathy, and learning how to be creative. By reading together, you’re creating a core memory as you explore creative themes together and help them foster a love of books.

Here are some books to share with your children:

Preschool

  • Little Pilgrim’s Progress by Helen L. Taylor
  • The Donkey Who Carried a King by R.C. Sproul
  • The Garden, the Curtain and the Cross by Carl Laferton
  • This I Know by Clay Anderson
  • Wherever You Go, I Want You to Know… by Melissa Kruger
  • Miss Suzy by Miriam Young

Elementary

  • Charlotte’s Web by E. B. White
  • Little House on the Prairie by Laura Ingalls Wilder
  • Sugar Creek Gang by Paul Hutchens
  • The Courage of Sarah Noble by Alice Dalgliesh
  • The Phantom Tollbooth by Norton Juster
  • The Toothpaste Millionaire by Jean Merrill
  • El Deafo by Cece Bell

Middle school

  • Avalanche by M. Liz Boyle
  • A Wrinkle in Time by Madeleine L’ Engle
  • The Christy Miller series by Robin Jones Gunn
  • The Chronicles of Narnia by C.S. Lewis
  • The Hobbit by J.R.R. Tolkien
  • Hero’s Guide to Saving Your Kingdom by Christopher Healy
  • A Long Way from Chicago by Richard Peck
  • Hank the Cowdog by John R. Erickson

High school

  • God’s Smuggler by Brother Andrew
  • Pilgrim’s Progress by John Bunyan
  • The Hiding Place by Corrie Ten Boom
  • Ranger’s Apprentice series by John Flanagan
  • Lord of the Rings trilogy by J.R.R. Tolkien
  • The Screwtape Letters by C.S. Lewis
  • To Kill a Mockingbird by Harper Lee

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Encouraging Bible verses for nurses https://chministries.org/blog/bible-verses-for-nurses/ Tue, 11 Mar 2025 12:22:00 +0000 https://chministries.org/?p=6863 Think of what life would be like without nurses. You wouldn’t have someone …

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Think of what life would be like without nurses. You wouldn’t have someone there to do your checkups, administer shots, or help you with treatment plans. No one would be there after surgery or before surgery, no one would be there to assist the doctor, and your pleas for help would be unanswered. Plus, there’d be no nurse friend to call when you have weird symptoms and are wondering if you need to go to the ER or not.

Scripture repeatedly encourages people to care for the sick and the broken, even saying that “as you did it to one of the least of these my brothers, you did it to Me” [Matthew 25:40]. This is exactly what nurses do! They’re the hands and feet of the ultimate Healer.

If you’re looking for ways to encourage some of the nurses in your life, here are some Bible verses to uplift them.

  • “…I was sick and you visited Me… as you did it to one of the least of these my brothers, you did it to Me.” – Luke 25:35; 40
  • “Serve one another humbly in love.” – Galatians 5:13
  • “And He sent them out to proclaim the kingdom of God and to heal the sick.” – Luke 9:2
  • “Those who hope in the Lord will renew their strength. They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint.” – Isaiah 40:8
  • “Therefore, as we have opportunity, let us do good to all people…” – Galatians 6:10

A nurse’s prayer

Praying for the nurses in your life—whether they’re family members, friends, or the people currently helping to take care of you—is always appreciated. It’s one way you can give back to the person who’s giving so much to you.

If you’re not sure what to pray, think about praying for:

  • Strength as they go through their shift
  • Compassion and understanding as they work with their patients
  • Comfort through the difficult moments
  • Wisdom for treating patients
  • God’s presence in their shift and daily life

As you lift them up in prayer, also think about the people that they’ll be serving and helping that day. Pray that they would be agents of peace and kindness to those they encounter, and that God’s healing would be present through them.

Encouraging healthcare workers

Nurse, doctor, surgeon, technician: they’re each important parts of our medical system. Without them, we’d have a much different experience. As Christians, we’re called to show love and kindness for those around us.

Here are some ways you can support your medical staff, whether you’re interacting with them for a routine checkup or surgery.

  1. Speak words of encouragement. Some days are long. Some days are hard. We’ve all had those days.  When you see your doctor or your nurse, look for ways to encourage them and build them up. Share Bible verses for nurses or doctors with them, or other words of encouragement!
  2. Offer to pray for or with them. God works powerfully when His people come together in prayer! Through your prayer, you can encourage them, support them, and nurture their soul.
  3. Thank them for the work they do. Be sure to thank them for how they’re caring for you, helping you to stay healthy and their willingness to be there during difficult moments.

Scripture says it best: “Therefore encourage one another and build one another up” [Thessalonians 5:11]. As you interact with them, know that your words have impact! Being a source of encouragement and Christian love can help change the trajectory of their day.

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Family fitness https://chministries.org/blog/family-fitness/ Wed, 25 Sep 2024 13:09:49 +0000 https://chministries.org/?p=5914 It’s easy to associate fitness with gym. Suddenly, the word is replaced with …

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It’s easy to associate fitness with gym. Suddenly, the word is replaced with images of rows of weights, protein shakes, dull runs on a treadmill, and that nagging reminder that you haven’t yet been to the gym this week—or month. Now think of trying to wrangle the entire family there. Sound impossible?

It doesn’t have to be! By reframing what fitness is and how to be fit, you can create a lifestyle that prioritizes health and fitness in a fun, lifegiving way.

Reframing fitness

We all know the benefits of being healthy: a better mood, more energy, better sleep, healthy weight, an immunity boost, brain development support, and so much more. God created us to be active! However, trying to actually be active often feels like a chore or a checkbox that looms on our lengthy to-do list.

It’s easy to fall into the trap of imagining fitness as exercise only. However, when we reframe this thought, the dread of getting and staying in shape can disappear. It’s not about going to a gym and lifting weights just to say we did it or running to burn the calories off because we ate that donut.

Working out isn’t about checking off to-do items—it’s about enabling you to do the things you want to.

Because you work out, you can take that hike to a waterfall with a friend. You can help your neighbor move. You can ride a bike with your family. You can play tag or basketball or go swimming.  Fitness gives us energy for daily life—and the things we enjoy most.

Staying fit as a mom

Let’s be real: Parenthood is time-consuming. Between all the daily tasks, the 9-5, and keeping up with the kids’ schedule, it can feel like there isn’t any time for yourself, much less to spend on fitness. Running after those kids seems like enough of a workout already.

Here are some ways to fit fitness into your daily routine.

  • Schedule it out. Put it on your calendar and treat it like an appointment. Make sure others are aware of it and know that you’ll be busy during that timeframe.
  • Find something you enjoy. If you enjoy trail running, do that. If you prefer weightlifting or a martial art, pursue that. If you hate biking, don’t do that. By staying active in ways you enjoy, you’re more likely to prioritize it.
  • Do it with friends. Find a Zumba or Pilates class to do with your friends or have a weekly run in your favorite park. By working out together, you’re more likely to stick with it and it’s a whole lot more fun.
  • Get the whole family involved. By exercising and staying active together, you’re helping your family develop strong habits and stay healthy—all while getting your own workout in!

Fitness tips: family edition

The American Heart Association recommends that kids get an hour of moderate to vigorous activity every day. How can you fit that in your busy schedule? Here are some ideas.

  • Get toys that promote activity. This could be bikes, jump ropes, sport supplies, skateboards, etc. Do these activities with them and empower them to be active in their play.
  • Share the outdoor chores. Include them in home maintenance chores such as mowing the lawn, raking leaves, shoveling snow, etc., to help your family both stay active and complete necessary tasks around the house.
  • Make activity a daily part of life. Have fitness days and find ways to naturally stay active within your schedule. This could be a family walk or bike ride after dinner, playing a sport together, or even a spontaneous dance party!

Family wellness as Christians

Staying healthy and fit as an individual or as a family sets you up for success—and stewards the body God gave you. “Or do you not know that your body is a temple of the Holy Spirit within you?” Paul asks in 1 Corinthians 6:19-20 [ESV]. “So glorify God in your body.”

Proverbs also references strength as a characteristic of the wise: “A wise man is full of strength, and a man of knowledge enhances his might” [Proverbs 24:5]. “She dresses herself with strength and makes her arms strong,” it later says of the Proverbs 31 woman [Proverbs 31:17].

As we maintain our physical health, we’re praising our Heavenly Father. Our fitness enables us to help the people around us, demonstrate His love, and be the hands and feet of Christ in real, tangible ways.

Looking for ways to stay active while helping your community? You could:

  • Help elderly neighbors mow their lawn or do basic repairs around the house
  • Volunteer at a food drive or community clean up
  • Help your church with landscaping
  • Run in a race supporting a local charity

Let’s build our families up in strength and wellness, glorifying God through our physical health.

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Why is sleep important: Prayers for peaceful sleep https://chministries.org/blog/why-sleep-is-important/ Fri, 08 Mar 2024 22:04:15 +0000 https://chministries.org/?p=4454 It’s incredible how sleep affects the ins and outs of our lives. If …

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It’s incredible how sleep affects the ins and outs of our lives. If you’ve ever been sleep-deprived before, you’ve likely experienced the side effects of not getting enough rest.

With less sleep than usual, suddenly everything feels harder: getting out of bed, remembering what day it is, driving safely, being friendly to your coworkers, handling the screaming baby, and whatever else the day entails.

If getting enough sleep has been difficult for you lately or you’re waking up without feeling refreshed, here are some tips to help you sleep better.

Why sleep is important

Sleep helps with more than simply “not feeling tired.” Individuals who get the recommended seven or more hours of sleep a day:

  • Have stronger immune systems
  • Experience less stress
  • Reduce their chances of injury
  • Have better heart health and weight management
  • See boosted memory and increased attention spans

When you sleep, your body switches over to the parasympathetic system, and your heart rate and blood pressure drop. This allows your body—including your heart—to rest. During this time, your body also regulates your hormones, assists with your circadian rhythm (associated with weight management), and heals and restores your muscles and physical body.

Prayer for sleep and peace

Dear Lord,

Thank you that You are a God who never sleeps or slumbers. I know Your eye is on the sparrow, and it’s equally on me and my family as we sleep. As I fall asleep, let me feel Your protection around myself and my family. Build a hedge of protection around my home, protect us from the dark forces of the world. Let us each rise, fully rested and recovered, so that we can face the day with Your joy.

In Jesus’ Name, amen.

Restless sleeping

If you’re struggling to get good, restful sleep at night, try these tips.

  • Schedule your sleep. Know what time you need to get up in the morning and commit to going to bed at the scheduled time each night.
  • Create a restful environment for sleeping. Don’t fill your bedroom with items that distract you, light up the room, or make it hard to sleep. Reduce technology usage and consider trying out calming music or playing peaceful sounds when you start to wind down.
  • Don’t nap too much. When you nap for long periods of time it becomes harder to fall asleep in the evening. Instead, set a timer for a quick “power nap” session so you aren’t tempted to sleep longer. Stick to your schedule as much as possible so that your body can begin to readjust to your new rhythm.
  • Do something active during the day. By being active, you get your body moving and burn out some of the excess energy that may be keeping you awake. Don’t exercise too close to bedtime, however, as this will increase your adrenaline and make it hard to sleep.

An additional tip that can assist your overall rest pattern is to make sure you aren’t dealing with stress as you’re trying to sleep. This could mean setting up a time of prayer or Bible study before going to bed, journaling about the day, planning ahead and putting together what you’ll need for work, or something else that helps you release stress.

Bible verses on sleep

If you’re dealing with stress that’s making it hard to sleep or you want to create a habit of meditation and restfulness, the first place to turn to is God’s word. Before you go to bed, meditate on these Bible verses on sleep and let God’s peace cover you.

  • In peace I will both lie down and sleep; for you alone, O Lord, make me dwell in safety. [Psalm 4:8 ESV]
  • I lay down and slept; I woke again, for the Lord sustained me. [Psalm 3:5 ESV]
  • Peace I leave with you; my peace I give to you. Not as the world gives do I give to you. Let not your hearts be troubled, neither let them be afraid. [John 14:27 ESV]
  • Come to me, all who labor and are heavy laden, and I will give you rest. [Matthew 11:28 ESV]
  • He will not let your foot be moved; he who keeps you will not slumber. Behold, he who keeps Israel will neither slumber nor sleep. [Psalm 121:3-4 ESV]

Grow the Fruit of the Spirit by signing up for our FruitFULL e-book!

Created just for you, this book is full of resources to help you and your family cultivate closeness with God.

Just like you make sure to eat a balanced diet, make sure you learn to grow the “good fruit” of the Holy Spirit. 

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Health insurance vs health cost sharing: How to choose the best option for you https://chministries.org/blog/health-insurance-alternatives/ Wed, 14 Feb 2024 01:32:00 +0000 https://chministries.org/?p=3285 As a Christian, it’s complicated to find the best value healthcare option for …

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As a Christian, it’s complicated to find the best value healthcare option for your family that also aligns with your beliefs. Not to mention, the healthcare marketplace puts pressure on people to make quick (and expensive) decisions that can have lasting effects on their health, their finances, and even their emotional wellness.

It’s easy to think that traditional health insurance is the only way to guard against unexpected, expensive medical bills. But what if there was another way, that served you better, was more cost-effective, and actually aligned with your Christian beliefs? What if there was a viable healthcare cost alternative?

Healthshare vs Insurance

The first thing to do when looking for healthcare programs is to know what you need to support your lifestyle and family. Here are a few questions to ask yourself and get you in the right direction:

  • How many people in your family need healthcare?
  • Are there any special needs, such as maintenance prescriptions or pre-existing conditions?
  • What amount—and quality—of support do you want?
  • What is their provider network? Do they have a restrictive network, or will you have the flexibility to see any provider you need?
  • What are you willing to pay out of pocket?
  • How does it align with your Christian faith?

Once you know what you’re looking for, you can compare the different healthcare solutions to decide what option is best for you and your family.

Alternatives to health insurance

With the average cost of health insurance skyrocketing each year, it’s a great time to investigate alternatives.

Catastrophic health insurance

One alternative for healthcare is catastrophic health insurance. Because these insurance plans only cover extreme medical bills, they have low monthly premiums and the highest possible yearly deductible. These medical plans don’t help with doctor visits, preventative healthcare, or any other medical situations. They exist only for worst-case scenarios.

Catastrophic health insurance is most widely available to people under 30, since they’re the most likely to not need regular medical care. They’re also available to people who have a government-approved general hardship exemption.

The risk of catastrophic insurance in that it only kicks in when your medical bills get, well, catastrophic. (Hence the name.) In 2024, this means a deductible of $9,450 for an individual or double that for a family per year. Contrast that with the CHM Bronze program, which has an annual Personal Responsibility of $6,000 maximum and, with the addition of CHM Plus, can accrue to share up to $1 million for eligible medical bills.

Health sharing or medical cost sharing

Healthsharing and medical cost sharing, which is another term for health cost sharing, is not insurance. Instead, these organizations bring together people of the same faith and beliefs to help pay for each other’s medical bills. Often, because they’re nonprofit, they’re able to keep the monthly contributions low while empowering members to make better healthcare decisions.

To make sure the organization is credible, look for ways they demonstrate accountability:

Healthshare vs insurance

Under the Affordable Care Act (ACA), healthshares are a viable solution to pay for medical bills. But how do they actually match up against insurance?

When comparing a healthshare vs insurance, there’s several major differences. Most notable is the cost difference, the faith aspect, and the provider network.

A healthshare or health cost sharing ministry is a good option for people who:

  • want a faith-based option for their medical bills
  • want freedom and flexibility to choose the providers who work best for them
  • want their financial giving to support other Christian families and ministries
  • want a healthcare solution that can support them during any stage of life

More traditional insurance is a good option for people who:

  • want a provider network
  • don’t want faith involved with their healthcare
  • have expensive maintenance prescriptions
  • have an active pre-existing condition

Reduce the cost of healthcare

Medical bills are the number one reason for personal bankruptcy in the United States, and these costs keep rising, outpacing regular inflation. That’s why it’s so important that you have a healthcare cost solution that works for your family and prevents the unnecessary burden of paying for medical bills.

Shopping around for different healthcare options is a great way to reduce your healthcare costs. Look for ways that each organization empowers you to keep dollars in your pocket.

  • Do they offer virtual care or telemedicine?
  • Do they provide ways to reduce out-of-pocket costs for members?
  • What solutions do they offer to reduce medical bill costs for their members?

Christian Healthcare Ministries: A healthcare option
for your family

Insurance doesn’t have to be your only option. Christian Healthcare Ministries (CHM) isn’t insurance—we’re the longest-serving biblical solution to taking care of your medical costs.

With over 40 years of experience, our CHM family is ready to support you financially and spiritually during an illness, injury, or other eligible healthcare bills. CHM’s biblical stewardship principles make the most of members’ monthly contributions, and our commitment to transparency makes it so you don’t have to worry about surprise billing, unexpected medical bills, or ineligible expenses. Plus, solutions such as our Maternity Care Solution, Complete Surgical Care Solution, or Virtual Care Solution help lower members’ out-of-pocket costs, making it easier for you to stick to your budget.

Affordable healthcare is possible for you and fellow believers. Our biblical community will enable you to save on healthcare—and gain new healthcare freedom.

Make the best choice for your family!

Download these questions and reference them as you research healthcare options to make the best decision for your family.

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Christian leadership styles https://chministries.org/blog/christian-leadership-styles/ Wed, 12 Jul 2023 19:58:13 +0000 https://chministries.org/?p=813 How you lead people—the way you treat them—is a direct reflection of your …

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How you lead people—the way you treat them—is a direct reflection of your faith. As C.S. Lewis writes, “A man whose life has been transformed by Christ cannot help but have his worldview show through.” Leadership styles, done well, are an excellent testimony for Christ.

In the Bible, we find different types of leadership styles, especially in the Old Testament. As you read through the kings of Judah and Israel listed in 1 and 2 Kings and Chronicles, you can easily tell through their leadership if they followed God or not.

Following your calling as a Christian entrepreneur often means you’ll have people working underneath you. Even if you’re the only employee at your small business, you can still lead those around you through your example. As Christians, we’re all leaders. We impact and influence others by the way we live our lives.

By developing qualities of a good leader—taking the role of a servant, supporting your employees as they work, and putting their best interest first—you can transform your workplace and display the love and unity of Christ.

Servant leadership

Jesus was a servant leader. The Savior of the world came down to live among us and lead us to the Father. He modeled a new type of leadership and demonstrated qualities of servant leadership that were uncommon to the people of His day. He did this by serving those who followed Him: washing their feet [John 13:1-17, NIV], comforting them, and growing them in faith. His focus was on them first and how He could equip them to fulfill their God-given purposes.

Following in Jesus’ footsteps requires us to display that same servant leadership style and demonstrate genuine love for those working under us.

Think about your employees or staff. How can you pray for them? Encourage them? Equip them? Ask God to provide meaningful ways for you to serve them and minister to them.

Transformational leadership

Transformational leaders understand the power of collaboration and a well-equipped workforce. Nehemiah, in the Bible, gives us a great example of a transformational style of leadership.

An ordinary person—a cupbearer tasting the Persian king’s wine to guard against assassination attempts—Nehemiah followed God’s prompting and brought together the scattered Israelite people to rebuild the walls of Jerusalem. By developing leadership skills while serving the king, Nehemiah was positioned to lead this assignment.

Despite many dangers, challenges, and direct opposition, Nehemiah created unity and did what many thought was impossible. How did he do this?

He provided the vision of a rebuilt Jerusalem and helped the disoriented Israelites catch his passion and courage. He listened to them as they worked, making sure they had the resources they needed. When enemies came, he freed resources to protect those working on the walls. Finally, he led by doing what he asked the Israelites to do: He worked on the wall himself, donated his money to help the poor and needy, prayed before making decisions, and held fast to God’s laws.

By being the change he wanted to see, Nehemiah’s leadership qualities helped the Israelites transform and rebuild a city that should have stayed destroyed.

“The theme of each leadership style can be summed up in two words: Love people.”

Benevolent leadership

Benevolent leadership characteristics include working for the benefit of all, exemplified by Timothy, the recipient of 1 and 2 Timothy.

Though we don’t have many details about Timothy’s life, we do know that he was highly thought of. He was young when Paul is writing to him, but as the pastor at Ephesus, he showed leadership traits by actively taking Paul’s advice to “set the believers an example” [1 Timothy 4:12, ESV].

In his work as a pastor, Timothy had to defend his church against false teachers, standing firm in his faith and leading others according to the Scriptures. This he did by example with love, wisdom, and sound teachings.

Leadership and transformation

The theme of each leadership style can be summed up in two words: Love people.

When we’ve been changed and transformed by our faith in Christ and His love, our leadership style becomes influenced by this transformation.

We now have a desire to please God by serving others, being an agent for good and real change, and generously working for the benefit of those around us [Philippians 2:13 NLT].

Whether your leadership style leans more towards servanthood, transformation, or benevolence, the focus remains the same. Love God and love the people He created.

Download your free Entrepreneurial Spirit eBook.

As a current or budding entrepreneur, you know you have a God-given dream.

This ebook has the tools for the path ahead as you continue to step out with your startup. Plus, hear encouragement and wisdom from entrepreneurs just like you! From work-life balance and business strategy to following God’s voice and leaning into those leadership skills, it’s all inside.

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Do’s and don’ts of writing letters of encouragment https://chministries.org/blog/letters-of-encouragement/ Fri, 30 Jun 2023 03:57:55 +0000 https://chministries.org/?p=1336 “The biggest blessing we received was all the cards and prayers that poured …

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“The biggest blessing we received was all the cards and prayers that poured in from CHM members.”—Wahid Wahba

“Members from all across the country began to pray for Mallory’s healing and sent her encouraging cards and letters.”—Cassie Millburn

“The most astonishing part of my health crisis was the outpouring of prayer support in the form of cards, letters and emails from CHM members across the country. Each week our mailbox was filled with fervent, written prayers from the amazing Body of Christ.”—Alice Rouse

Each of these CHM members have received cards from fellow members like you, who took time out of their day to spread the love of Christ and encourage them when they were feeling overwhelmed. These cards turned bad days into good ones, gave hope when they were feeling down, and became treasures long after their medical events had passed.

But how do you write letters of encouragement or cards like this? What should you include? What should you leave out? We’ve provided some ideas you can use to make sure that your letter or card is truly encouraging, along with suggestions for what not to include.

Do include Scripture

The psalmist wrote, “The Lord is close to the brokenhearted; and saves those who are crushed in spirit” [Psalm 34:18, NIV]. Who is better, then, to encourage fellow members struggling through a medical incident? Including Scripture—the very Word of God—brings His unwavering comfort and encouragement right into the recipient’s hands. The Bible provides a multitude of uplifting thoughts to share.

Do include prayer

One of the most encouraging declarations a believer can hear is: “I’m praying for you.” Take this encouragement one step further and write out your prayer so your recipient can see the words you prayed over them and hold onto your prayer as they go through their medical event.

Do include stories of God’s power

As Phylicia Masonheimer so aptly said, “God’s kindness and past provision are a template for His future actions.” By sharing your encouraging stories or the ways you have seen the Lord working in your own life, you are giving this same encouragement to your fellow members.

Do be Spirit-led and heartfelt

A letter of encouragement doesn’t have to be lengthy, perfectly penned, or eloquently expressed—on par with Jane Austen, William Shakespeare, or the psalmist—to be impactful. Instead, listen to the Holy Spirit as He leads you and write from your heart! What makes these letters and cards so encouraging is that you took the time to write and let the recipients know you’re thinking of them.

Don’t include advertising or promotional offers, health remedies, political materials, or information promoting various religious denominations

It’s important to remember that the purpose of writing a letter is to encourage people as they go through a difficult situation. Sending such items as these does not accomplish this goal. Even though they may be sent with good intentions, these communication pieces typically benefit the sender more than the receiver.

Before you send something, ask yourself, Would I find this encouraging when I’m facing a stressful event? If the answer is no, don’t send it.

Letters of encouragement and cards are a huge blessing to your fellow members. Indeed, they often are treasured for years after the event has taken place. Thank you for supporting your brothers and sisters in Christ through your comforting and uplifting words. Happy encouraging!

Don’t be left out!

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